Stocks with AI

1. What the service is

The stock product turns a firehose into a paragraph. Public companies file, report, guide and revise continuously; indexes digest macroeconomic releases; analysts publish; news breaks. The engine reads all of it for the equities on your watchlist and delivers a structured daily summary: what moved, why it moved, and which of your holdings the movement actually concerns. You spend five informed minutes where you previously spent an uninformed hour.

It is analysis, not advice in the regulated sense. The summaries give you organized facts and measured context; the decision to buy, hold, sell or do nothing remains yours, made in your own brokerage account. That boundary is not a legal fig leaf, it is the product philosophy: tools that inform your judgement, never replacements for it.

2. Which markets are covered

Canadian listings come first: the Toronto Stock Exchange and TSX Venture names that dominate Canadian portfolios, from the banks and railways to the energy and materials names that drive the local index. United States markets follow naturally, since most Canadian investors hold US-listed equities, and coverage extends to the major international exchanges for diversified watchlists.

Coverage depth scales with your plan. Basic tracks five assets, Advanced twenty, Premium is unlimited, and every tier includes the daily market summary regardless of list length. Dividend dates, earnings calendars and index rebalancings are covered for all tracked names as standard.

3. What the analysis actually looks at

For each equity, the engine tracks four layers. Price behaviour: trend direction, momentum shifts and volatility relative to the asset's own history. Fundamentals as filed: revenue and earnings trajectory, margins, balance-sheet strength and the changes between reports, because a company's filings are the ground truth beneath its chart. Events: earnings dates, dividend declarations, management changes, analyst revisions and sector news. Context: interest-rate expectations, currency effects, especially the CAD-USD rate for cross-border holdings, and comparable moves across the sector.

The output reads like a briefing, not a dashboard of forty widgets. Each asset gets a plain-language verdict block: what changed, why, how it fits the longer trend, and what to watch next. Anything material surfaces in the daily summary; anything urgent triggers your alerts.

4. The daily workflow

Most equity users settle into a two-touch rhythm. Morning or evening, the daily summary takes five minutes: your watchlist's overnight and intraday story, ranked by significance. Then, when an alert fires, a two-minute drilldown on that specific asset: the event, the history, the context. Everything else is optional depth, quarterly reviews with your account manager, exportable notes, the audit history of your own decisions.

Earnings weeks are where the rhythm pays for itself. Instead of twenty filings and a week of commentary to digest, you read one prepared summary per holding: the numbers, the surprise versus expectations, management's language, and how the market received it. Canadian bank earnings season, four times a year, is the local stress test, and the platform is built to make it a ten-minute read instead of a week of headlines.

Holidays and half-days are handled without surprises: the summary states plainly when a market was closed, when the session was shortened, and when liquidity was thin enough that price moves should be read gently. A low-liquidity move on a summer Friday is a different fact than the same move on a full trading day, and the engine says which one you are looking at.

5. Who it suits

This product suits the investor who holds stocks for quarters and years but wants to understand the weeks in between: the RRSP contributor building a diversified basket, the professional with neither the time nor the appetite for nightly research, the retiree who wants to know what changed in the holdings they live off. It assumes you want to stay the decision-maker; if what you want is for someone to decide for you, this is the wrong product.

It is also honest about who it does not suit: day traders chasing seconds, investors looking for stock tips dressed as analysis, and anyone who cannot tolerate seeing their holdings summarized accurately on a red day. The engine does not soften the picture, because softened pictures cost money.

6. What it costs

The stock product is included in every plan at the coverage level of the tier: Basic at five assets and C$19 per month, Advanced at twenty assets and C$45, Premium unlimited at C$95. Deposits and withdrawals are free, there is no per-trade commission on the platform, and the full fee structure is published on the Fees and pricing page with nothing hidden in appendices.

7. What it deliberately does not do

It does not predict prices, publish target prices or score stocks out of ten; those formats manufacture false precision, and the engine's summaries are written to be defensible rather than quotable. It does not execute trades: exchange and brokerage connections are strictly read-only, and orders are placed by you on your venue. And it does not promise performance, because no honest analysis product can; trading equities carries the risk of loss, described in full on our Risk disclosure page.

It also does not editorialize your portfolio at you. If a holding of yours looks objectively weak on the facts, the summary will say so in the same neutral tone it uses for good news, and then leave the verdict to you. Users who want a cheerleader find that uncomfortable for a week and then find it indispensable.

8. A worked example of one morning

Consider a fictional holding, a Canadian bank on your Basic watchlist. Overnight, nothing dramatic happened: the stock sits half a percent higher, in line with its sector. Your morning summary says exactly that in three sentences, plus one flag: the bank reports earnings in nine days, and its last three reports moved the shares more than usual. That flag is the actionable part, and it took the engine no effort and you ten seconds to read.

Nine days later, the report lands before the open. The summary that evening covers the four things a holder actually needs: the headline numbers against expectations, the provision for credit losses that the market watches most, the CEO's language on margins for the coming year, and how the sector received a peer's report the same week. You finish it informed, and your decision, hold, trim or add, is made in your brokerage with your reasons noted in the audit history.

That is the whole loop: preparation before the event, comprehension after it, and a record of what you decided. Multiply it across five assets or fifty; the shape never changes, only the reading time.

9. Coverage details worth knowing

Earnings coverage extends to the TSX complexes and US names with full calendar tracking: report dates, dividend and distribution dates, ex-dates and index review schedules for your listed holdings. Canadian specificities are handled as first-class, not translated: dividend tax-credit context is summarized where relevant for taxable accounts, and split-adjusted history is used so a share consolidation never looks like a crash in your charts.

For international listings on Advanced and Premium, summaries arrive with the currency reality attached: local move, CAD-converted move, and the FX contribution between them, so a Toronto-based holder always sees both numbers a cross-border position actually has.

10. Getting started with the stock product

Register through the form on this page and tell your account manager that equities are your focus. Your setup call builds the first watchlist together, typically two names you already know, one sector you follow from daily life, and one or two you want to learn; the Basic five-asset list is deliberately small because early breadth beats early depth. Your first daily summary arrives the next morning, and the first month is the learning curve the plan minimums are sized for.

From there, the sequence is yours: some users never grow past five assets and do well; others graduate to Advanced for the wider list and the scheduled calls. The guide on Getting started covers the mechanics, and the engine pages, Artificial intelligence, explain exactly what happens under the hood.